Ebook Free , by Annie Lowrey
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, by Annie Lowrey
Ebook Free , by Annie Lowrey
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Product details
File Size: 1282 KB
Print Length: 263 pages
Publisher: Crown (July 10, 2018)
Publication Date: July 10, 2018
Language: English
ASIN: B077LMK6XT
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Amazon Best Sellers Rank:
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There is already a democratic mayor in Stockton California experimenting with what is called a Universal Basic Income. I hope that is the last democrat who promotes this novel idea unless we like losing the house, the senate, and the white house. I'm a liberal, and I'm all for discussing new ideas, but if democratic politicians are stupid enough to talk about this on television or to utter the phrase Universal Basic Income then get ready to re-elect Donald Trump in 2020. In a country that just passed a tax cut for millionaires, in a country where 62 million Americans voted for Donald Trump, in a country where citizens who didn't like Obamacare like the Affordable Care Act (they are the same), you are handing every future election to the Republicans who will crucify you with this concept. Within minutes, they will have several catchy phrases (Universal Basic Welfare) to label every democrat who makes an attempt to defend this economic idea. So, let this idea be debated on college campuses in economics departments and let other countries conduct their experiments and measure their results, but please democrats don't go here. If you allow this to become part of the national discussion (on Fox News and other far right websites) then you deserve to lose the next election because it won't take much to get 5% of the liberal population loving it (and not voting for the main democratic candidate) and another 8% of the population "very concerned" when they were polled about Universal Basic Welfare. Medicare is not funded properly; Social Security is not funded properly; Health Care is strangling consumers and the economy. The average voter will never believe we can "give people money".
I certainly enjoyed reading the book, and I definitely recommend that anyone interested in a UBI check it out. However, I found myself frequently shaking my head in disagreement with the author while reading the book, even though I am optimistic about the possibilities of a UBI in the U.S.The biggest criticism I have is that Lowrey does not seriously tackle the nuts and bolts of how a UBI could be implemented in the U.S, especially with regard to paying for it. In fairness, she does provide several policy ideas later in the book, but she drastically diminishes the difficulties each would have to overcome to win support in the U.S. A UBI in the U.S. would be extremely expensive, likely costing at a minimum $2 trillion per year above current expenditures, and possibly much higher with a less optimistic estimate. Yet after acknowledging the high costs, Lowrey makes the following claim: "A $1,000-a-month UBI is possible, and if correctly designed it would not help the poor at the expense of the middle class, raise taxes obscenely, or fail to end poverty." However, this sentence contradicts her discussion in the same chapter about the costs of a UBI, where she points out how taxing the wealthiest individuals at 100% of their income still would not come close to paying for a UBI. She proposes other various taxes, such as a carbon tax or a tax on financial transactions, and these taxes may indeed be viable proposals to help finance a UBI. But the fact remains that a UBI would be a huge increase in costs for the U.S., and ultimately it would likely require a huge increase in taxes on the rich and also an increase in taxes for segments of the middle class as well. There is no such thing as a free lunch. Yet, as a Hail Mary, the author suggests that if all else fails, the U.S. government could just print more money, because what could possibly go wrong? She states: "...dollars are not something that the United States government can run out of." This is where I really, really found it difficult to take Lowrey seriously. Surely she knows better than this. The U.S. government cannot just print $2 trillion or more a year without any adverse consequences. Again, TINSTAAFL.Second, Lowrey never really resolves the issue of who should receive the UBI, and whether it should replace other social programs to reduce costs. Should it be given to everyone, only the poor, only women, everyone excluding the upper class, or who? And should the UBI replace existing social programs like social security, medicare, food stamps, etc.? In fairness, the author tries to explore a lot of these possibilities, but she seems to punt on the intellectual demanding task of actually arguing for one or the other. Much like her discussion of how to pay for a UBI, the author chooses to let someone else figure out answers to these questions, and I found myself with a big pile of unanswered questions.Third, the author is extremely optimistic about how poor people will spend their UBI. She should have devoted much more time to at least exploring the possibility that a large chunk of individuals would waste the money. For instance, if we get rid of Section 8 housing, what do we do when a single mother receiving a UBI blows it all on something frivolous and can't pay the rent, thus forcing her children to be homeless? Although I do agree with the author that poverty is often the result of uncontrollable factors, I also believe that sometimes it is indeed the product of laziness and poor choices, and a UBI will not fix this. Any serious discussion of a UBI cannot just gloss over these potential negatives while assuming that all people will make wise choices if you just give them a bunch of money. This is unrealistic.Lastly, the book often struggles from a lack of focus, as the author quickly discusses the implementation of UBI-type programs in a variety of places, without much analysis or concrete conclusions from the anecdotes. There is little discussion of the stark differences in complexity of instituting a UBI in a place like Kenya as opposed to instituting a UBI in the USA. The author also spends too much time giving us social justice history lessons and lectures, which often seem irrelevant to the topic at hand. At times, the fiercely liberal slant of the author becomes obvious, such as when she states that "...[lower-income families pay] Uncle Sam a disproportionate burden of cigarette taxes and buying up most of the lottery tickets." The irony of the neediest among us throwing their money away on lottery tickets is lost on the author, given her rosy portrait of how lower-income individuals would spend their UBI payments.On a positive note, the book was very enjoyable to read, as it allowed me to further develop my own (unanswered) questions regarding the implementation of a UBI. In spite of the above criticisms, the author should get credit for writing such a thought-provoking book on such a relevant topic. I still find myself optimistic about the possibility of a UBI in the U.S., and Lowrey has further piqued my interest in the topic. I look forward to reading much more on UBI and hopefully finding answers to the serious questions posed above.
UBI isn’t my favorite economic silver bullet, and I still loved this book. The book uses the vehicle to work through larger examinations of how the economy — and the lives of real people — works. Also Annie Lowrey is brilliant.
This is a fantastic, must-read book for anyone who cares about reducing poverty. It's thoughtful, insightful and gripping. Highly recommended!
A very good book, one of the hot intelligent non-fiction books of the year, I should note it is much deeper and broader and balanced than the subtitle might imply.
Troubled by the increasing separation of wealth?? This is necessary reading for us capitalists to get our heads out of the proverbial box. You may or may not agree with the author — but you will not forget the ideas and the factual examples of how this might work and is already working.
This book is a great read, there's a lot to take in but it's worth every minute of reading.
This is a GREAT read. I devoured it in 2 days. Give People Money is more than a primer on Universal Basic Income (though, I did learn a ton about UBI) - it is secretly one of the best researched and succinctly written books on the structural basis for inequality in the US and throughout the world.Read it. You need this book.
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